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5/27/2008 - Ivon writes:
Okay people look, first thing is you can't buy a product that tells you when you bought it that results may vary and are dependant upon your effort and determination and never open the product. Then your arrogant enough to call it a scam. Okay I admit, when you bought it you thought "oh this is gonna be great and i'm going to make thousands and be rich and la da da." But think about it, What in this world is worth having that comes overnight....Nothing if your still scratching your head. The course that carlton has prepared is Years and years of trial and error along with experience. Thats priceless and he's selling it for under what you spend in a week on cigarettes and trust me not only will those not increase your networth but they'll make sure your not around to enjoy one. If you don't think it works then ask a lawyer how much it takes to get those contracts and forms that are given to you for free drawn up if you were to pay for them and then post your bad comments. The problem is not the program, it's your mindstate. you want fast money and alot of it. But unless you rob banks, play pro sports or you are a druglord thats not gonnna happen. But the knowledge in Carlton's course can build something for you and your kids. I read that one guy said that he talked about credit but the course is about no money down. IT IS....what he was saying was if you have credit you are that much ahead. In fact think about this. Find a house for 60,000. Lease option for 600 per month. rent it for 650. with lease option you down need a DOWN PAYMENT you need CONSIDERATION wich could be 100 dollars if you both agree on it. now if you already have a possible tenant who wouldn't mind paying a 100 dollar deposit wich i don't think would be too hard to find. Isn't that NO MONEY DOWN???? and your making 50 extra dollars a month. guess where i learned that....wasn't from a scam i can tell you that.

4/25/2008 - Jim writes:
Victims! Wow I read through about 5 complaints and all I hear are victims crying. You spend a few bucks on a course that could teach you something. Most of you probably have a $100 cable bill that turns you into drooling idiots. I bought Carltons program off [] years ago. I later have gone on to buy numerous properties no money down and have actually had people pay me up to $14,000 at closing. I don't have any of my investment properties that I am personally liable from. First thing, not all these courses are going to be perfect, but there is more depth in them as compared to the doodads and garbage you read.

Take 100% responsibility for you life and start kicking a$$.

3/7/2008 - Contract advisor writes:
Jim, I understand you had troubles and you were unable to return the package on time. However, you did enter into a contract with this company stating that you had 30 days to return it. You admit that it was returned 4 days late. Late is still late even if it is 1 day or 1 yr. Seth was correct that it will be returned to you as soon as you pay for it to be shipped back to you. I hope you can get this resolved before this company turns you over to a collections agency for non-payment. Best of luck to you and hopefully you can get the product back and make some money off of it since you are stuck in a legal binding contract. Cheers....

12/17/2007 - Kaye writes:
i believe you all must be in America because when I rang to ask how much the course was just minutes ago I was told all up it would be $650 + postage & Handling. Definately too much for me. My fiance and I are on one income and have a child to support. 5 do have to say in defense though for Carlton it is possible. I have read people saying it is impossible to get a bank loan without a deposit but it is very possible. I know as my flat mate works at a bank and my partner and I have been into her work to see if we would be approved. Guess what we were. I''m in NZ and our total family income is just over 55,000. Not that much. A lot of the banks here will give you a home loan with no money down. As for taking over a mortage. That is very possible as I have one friend who has just handed on his mortage to someone else and wnother who has just taken one over. You all seem to be judging before you try it. I mean why buy it if you know in your mind you are just going to send it back. They even tell you it will take 2-3weeks to read it all and take it in when you ring up to buy it. I think it's just a matter of people not being open minded enough and therefore are wasting their own money by buying it. It's not Carltons fault it's your own!!!

10/27/2007 - Suz writes:
I bought the Carlton Sheets course in 1999---I read thru a lot of it and I did learn things I didn't know so I felt it was worth them money. I looked for a house for about 6-8 months and ended up actually using the purchase agreement in the materials to buy a house no money down with no realtor! So, yes, it can work and was very easy.In 2000 I bought my house for $203,500 and it hit a high of $625,000 last year. Real Estate prices right now are plummiting but I could sell my house now for $525,000...so that is still a heck of a lot of appreciation for no money down!---with all these foreclosures coming on the market I think if you are careful you could find a nice deal. Thank you.

10/18/2007 - Barron writes:
We first began watching Carlton Sheets as entertainment. Like many of you, we wondered why anyone who claimed to know so much about buying and selling real estate would want to let everyone in on his secrets. Why would Carlton want to have a thousand people at the next foreclosure, instead of the usual handful? If you think about it, finding, buying and selling real estate at a profit is hard work. On the other hand, selling the "No Money Down" course is strictly a numbers game... like Vegas. Carlton gambled that the limited time and money spent for a few weeks of producing this course and whatever money it takes to purchase vacant air time on cable networks to run his infomercial over and over again, would yield far more than he could make in real estate... and he was right. After all, even if you flip one house a week for a $10,000 profit (huge numbers for most of us) that amazing $500,000 will yield far less than half after taxes and expenses – if you can do it. Remember, that kind of business requires help and that costs money. Anyone who thinks the average Sheets "graduate" is going to flip 50 houses a year out of the box, is fooling themselves. Most experienced agents can't list or sell one house a week, so how can the average bloke? Now, we listened and remembered the old saying..."If it sounds too good to be true, it probably is." Who would buy this course, believing they will "get rich quick?" The answer is hundreds of thousands of those very people that buy $20 worth of lottery tickets twice a week; waste the few dollars they have left on cigarettes and beer while barely feeding their family and are in debt up to their eyeballs, that is… if they have any credit to begin with. Those people will listen to the program and like the lottery, only a few will succeed (they are the success stories that will be on the next infomercial). It is the reason why Donald Trump owns casinos rather than going to them with a suitcase full of thousand dollar bills. There is far more money to be made in offering others an opportunity to “Get Rich Quick.” Sadly, many people that are “waiting for their ship to come in,” are doing just that… waiting. They are not proactive – making things happen. They do not follow through on much of anything and you can't be successful if you don't at least stay in the game and play by the rules. Winners work hard to keep in shape. They don’t just buy the ice skates on a whim. It is a dream they are willing to work hard at to enjoy the success that can be gained through their commitment and efforts and natural talent. They practice until they drop and never give up. One needs to rid one’s self of money wasting habits and use the money to pay bills, or you will never have good credit or the smallest down payment (required more today due to the overwhelming mortgage defaults). Statistically, rolling the dice favors the House and not you, whereas buying a home is a proven winner over time and the reason why the United States has so many millionaires. So why did we buy this course? Carlton said one thing that opened our eyes..."If you do nothing else, then buy my course so you can find and invest in a home to live in." What sage advice! That made all the sense in the world to us. With only 5% down, we bought our first home. Granted, we had an income to buy a more expensive home in a higher priced market and great credit...but little money. Two years later, we purchased another home, which was an executive rental and made a positive cash flow monthly for two years. Having a mortgage to pay and no excess cash, we bought it using funds from the equity in our first house through a line of credit. When we sold the first house after 4 years, we cleared a large profit (non-taxable thanks to the new laws), which was promptly used to renovate the rental, and moved in. Our equity in this home is now substantial...all thanks to Carlton Sheets, his various methods...and our willingness to take a chance on ourselves and utilize our abilities. We had good credit and reasonable income. Not to take advantage of what we could obtain would be foolish on our part. To accomplish similar results, you need to make many decisions about your life. You need to pay your bills and maintain unblemished credit. You also need to be in a well-priced market that will increase in larger numbers and remain stable over time. You also need the income to support a larger mortgage and you need a "bull" real estate market to reap double-digit gains annually for several years. You need to focus on the ball and have a plan. Have a budget and spend your money on positive things, and save, even if only a little. Pay your bills and get your credit to a level where the bank will loan you the money. No fool is going to finance you with no money down unless they check you out 9 ways to Sunday. If you default, it takes a year to get the property back. Do not buy more “house” than you can afford. Have excess funds available in case you lose your job, or worse. We knew none of what ultimately happened for us, going in. We only knew it made more sense than not, to pay ourselves rent, instead of a landlord. Thanks to Carlton Sheets, we are in a position to have a secure future. Nobody is forcing anyone to buy his course. We agree, the 30-day guarantee is to get the opportunity for you to call and to up-sell you later. It’s a business and his methods are legal, even if the actual means are questionable, and we are not saying they are or aren’t. Carlton is not, from all we can see, a scam artist such as a few of the TV real estate gurus that are serving sentences for bilking people out of their life savings. Carlton’s firm did call us to sell us additional programs and sessions with “mentors,” but we declined and they never called again. Not exactly what one would consider a “hard sell.” Carlton’s basic rules are sound, but much of what he says is a means for those who have absolutely nothing, to enter a meeting of the minds with a seller who wants to get a higher price and more interest than the banks will offer. It is a means to an end that is a win-win situation for those who choose to take that route or have no funds, credit or choices… but want a chance at the American Dream.

10/6/2007 - Gene writes:
I bought and used this program, like anything else, if you do not have working capital it is going to be hard. I bought a house using this brogram, found a buyer and an agen that was willing to sell me the house for $5000 more then they wanted. Thus I got cash back at closing.there are a lot of good ideas, forms contracts and reports to use. It is up to you to use common sense. If you get a great deal on a fixer upper or handy man special, you better have the know how to do the work or your going to find your self in the hole really fast. I like the program and it works, if you want to get rich fast look else where, if you want to build equity and a cash flow this will work. I really can't say anything bad about this program. You just have to remember not everyone is open to creative financing. You will get more no's then yes's. And you also have to do your home work as far as condition of the house, location and marketability Other then that I like it it does work

10/3/2007 - William writes:
It is amusing to me that so many people are complaining about being mislead, cheated or flat out robbed by the Carleton Sheets program and in the same sentence admit they didn't follow the procedure for returning the course. If you didn't return it within 30 days yeah you are going to be billed. They say that about twenty times during the commercial. There are some that believe they should have gotten there $9.95 back. Duh! That covers shipping. They're not going to ship it free to you so you can decide you don't like it. Others complain that they had no way of knowing where to return their product. Hmmmmm....try the address it came from. Then there was the person who complained that all of this information is available elsewhere. Obviously you never put the first tape in your player. One of the first things out of Carleton's mouth is that he did not claim to have invented the realm of "no money down" financing. What he does say is he'd like to take credit for boiling it down into simple terms that the average person can understand. Really, I have owned the last three Carleton courses and found them very informative.

9/18/2007 - Keith writes:
I bought the program several years ago and have learned EVERYTHING you need to know about "no money down" real etstate. There is no doubt in my mind that simply applying the techniques that Carlton teaches will help you build wealth. I have noticed that most of the consumers attacking the product haven't actually tried it. You have to TRY a product before you state that it doesn't work. I have looked at many houses but have not bought one yet as I have not found exactly what I was looking for. I have to say though that there are a lot of people out there that are willing to do "no money down" deals. Use what the program teaches and apply it. You really can't go wrong. Don't get me wrong though, do your homework first, Carlton tells you the same thing in the program and if you listen you will find that you are taking a VERY calculated risk with buying property. If you do what the program tells you to, you WILL buy houses and you WILL make money. Real estate is the best wealth building vehicle out there if you don't have a ton of money already. Even if you do, you can make a lot of extra cash in a relatively short period of time and in a VERY safe manner. I think that Carlton Sheets is a genius. Period.

9/8/2007 - Steve writes:
Carleton sheets is but one of several no money down "guru's."
I borrowed the course from a friend many years ago and bought 21 properties with 27 rental units in less than a year. It was easier because my credit is good, but it is your credibility with the sellers that makes it possible. These were all no money down type deals. You must find motivated sellers and most people are not patient enough to find them. I am now a full time Real Estate Investor having bought and sold 120 or so houses and apartment units. we currently own 33 houses. I read some of the complaints and can't help but notice that most of the problems are in the minds of the people who bought the course. One fellow said that "everyone knows that no seller with a mortgage is going to just give you the keys and walk away." I'm here to tell you it happens for me 5 or 6 times a year. Nice houses, not dumps. People will let me take over their payments for a variety of reasons. So the fellow who complained was right - no seller will give HIM the keys because he's convinced they won't. This course will motivate you and give you good materials. If you want to get rich quick, buy lottery tickets. If you want decent educational materials and an opportunity, consider this course. By the way "no money down" is a misnomer - should be "not your money down." Carleton's stuff is a decent place to begin but it still requires hard work and action, education by the student.

8/21/2007 - Bruce writes:
I bought this set almost when I was in college about ten years ago. I don't know much about the returning process because I opened the box watched the tapes studied the books, and hit the phones calling people about houses. 10 years later I am a full time real estate investor/agent. This set changed my life. It works. It simply takes hardwork and determination. The no money,creative financing,OPM or whatever else you would like to call them, deals are out there. You just have to go out and find them. Whether or not you find one of the elusive cash back no money deals or not this set has a lot of very valuable info as far as real estate is concerned.

6/7/2007 - Chloe writes:
My experience with this company was a very positive one, even though I did decide to send the product back (it wasn't quite what I was looking for at the time). They were very nice on the phone with the return info, they even offered to let me keep the product for half price(which I now wish I would have done). I returned the product with zero complications and have never heard from the company again. If you're looking for a scam you can find one anywhere. I believe this is a legitimate company selling useful information, but not everything is for everybody.

5/2/2007 - Amy writes:
Hello, it's Amy again, with a PEI update. Although I had wonderful intentions when I ordered the program, I still had not even had time to open the box when my days became short, so I called to return the system. The customer service professional with whom I spoke was exactly that--professional, as well as helpful. She gave me an address and a tracking number, gave me specific directions where to post the number in and on the box, and said that I should return the system within ten days, insured. Several days later, I made it to the Post Office, mailed the package, kept the return receipt, and just checked the tracking number in the postal system and found that my package was received two days later, as expected. I had no one offering to send me a LABEL, no one has made calls to my phone, and no extra charges have been made to my credit card. My point is, I suppose, that having listened carefully to and followed the instructions, I have nothing but good things to say about my experience with PEI, and only wish I had had time to take advantage of the opportunities that the little box offered! Remember to always pay attention to the details and follow the instructions, and I believe you will do well with this product. I wish you well in your ventures. Blessings!

4/11/2007 - Jonathan writes:
I have the program and at first I didn't think it was right for me and that it wouldn't work. Then so then I thought about returning it. A week or two later after ordering the product I got a call as most did about some "coaching program" or something. I declined and said I'll call back if I later become interested. My 30 days was almost up and honestly I hadn't done much with the program, so i decided to return it. I called and they gave me and address AND said they'd send a Label for the box to return it. I waited, and waited, nothing. About a week later they took out about 50 bucks (off credit card). I then contacted them and told them I didn't want it and had requested for the return label. The lady said she'll send it again. Nothing - I deactivated my card and got to keep the coarse for 50 bucks. After about of year of owning it - I must say that it does work and it so different and unorthodox when you go through it you may think it won't work - and people will tell you it doesn't work . . . but you have to be a certain kind of person to do this. IT WONT WORK FOR EVERYONE. And for those who make it work "MAKE IT WORK". IT DOESN'T WORK - YOU WORK TO MAKE IT WORK ITS NOT EASY BUT IT DOES WORK. Just my 2 cents. Good luck to all.

3/24/2007 - Anonymous writes:
To be honest, the course is not a scam. The information in the course is legitimate and is sincerely out there to educate people about real estate investing. Problems seems to occur when individuals order the course without understanding what they're actually getting themselves into. In other words, no it's not going to be an overnight success, you have to be the one to put fourth the effort into making it work for you. A major problem is that individuals don't like to take responsibility for their own mistakes. Every business has a return policy. In this case, the course is yours to review for 30 days... if it doesn't work out, you call in to obtain a return within the return period. What infuriates customers is when no returns are accepted after this time frame. This often leads to threats of lawsuits and claims that the agents are somehow snotty or unfair when they explain why a return is not accepted. Realize, these agents on the phone are people like you and me. They have every right to disconnect a caller if they feel like they’re being verbally abused in any way. No one is going to kneal down to you just because you feel itis necessary to argue and pout about your luck. Treat the person on the other end how you want to be treated. Another complication is online gift sites to which individuals can sign up for a bunch of promotions to win a free prize. Often, customers sign up for the course without reading the fine print, too eager to win a free laptop or even a pair of shoes. If you feel mislead, take it out with the gift site. By all means, no company is perfect, but getting upset with the policies and procedures shouldn't hamper your judgment about the value of the course. Real estate investing is one of the most appreciative way to gain profit. The individuals who aren't successful are often the ones who let fear get in their way of achieving their goals.

3/23/2007 - Amy writes:
I just made the call to purchase the NO DOWN PAYMENT program this morning. I understand from the infomercial that $9.95 is the INTRODUCTORY price, and because I AGREED to be billed for some extras, and declined other options, was told that I will be billed $67.20 in monthly installments, for a total of just over $320. I was given full disclosure of every fee, and made a specific choice about whether or not to purchase particular pieces of the NO DOWN PAYMENT course work. I specifically told the agent that I did not want the number to return the system, because I have no intention of scamming this company into letting me see their material so that I could learn their system, then sending it back as if I were not using that knowledge. I am a public school teacher/single parent with my own kids in college, and I am still working through ramifications of a divorce-related bankruptcy. I have very poor credit, so it IS the NO DOWN PAYMENT and CREATIVE FINANCING options that I am interested in learning from this program. I do not expect that this system will change my life overnight: I expect that I will read, watch, and learn techniques that will enable me to take better financial care of myself and my future. I do not believe in getting rich quickly, and frankly, do not intend to get rich at all, but to learn how to finance a home for myself and a few rental properties for the extra income that I need, as a single teacher, to be able to meet my obligations and improve my credit status. I have read both sides of this situation, and have determined that the people who go into it without the ability to understand basic concepts seem to be doomed from the start, but it would be more unfair and actionable of PEI to require an IQ test score prior to sale. It is possible that I am wrong; there is ALWAYS that possiblity, and has happened on more than one occasion, but I think I am going into this with my eyes open and the right attitude. If I keep good records and follow the advice in the system, I believe NO DOWN PAYMENT will help me to be able to meet my goals, even in rural Alabama.

3/21/2007 - Mike writes:
I am a defender of this product. It is not a get rich quick scheme. I think the problem arises with most people is that is what they are expecting from it. What it did for me was teach me a lot in regards to real estate investing. You get a nice overview of a lot of different areas in the business. It is up to you to take that information and apply it in your area. I bought this course nearly 10 years ago, and I am still going strong in real estate. I have made a nice living using some of what is taught in the course, but over time have developed my own techniques which are basically spin offs from what is in the course. Dont be kidded here...you will have to WORK in order to achieve success in this industry. This is not a magical system where you push a button and "boom" you are a billionaire. What it will do is give you a number of ideas that you can apply to beceome successful.

2/17/2007 - Keith writes:
I bought the home I live in 11 years ago. It was a no money down deal and at closing I received about $542.00 in my pocket. I built up equity and after 5 years I refinanced it through "normal" channels and the house I paid 50K for has been remodeled and now is worth $148,000.00. I owe $110,000.00 now and I owe it all to Mr. Sheets. The program works, you just have to do it.

2/10/2007 - Curtis writes:
Back in 1999, I went through a divorce related bankruptcy. Even today, I still have bad credit and two years left before the bankruptcy falls off my credit report. However, I need to relate an experience that although unrelated supports the Carleton Sheets program. I started my junior year of college in August 2001, and completed my bachelors’ degree in January 2004. This would be irrelevant except for one reason. I bought my first home in Cheyenne Wyoming in February 2005 using “creative financing”. I put down a $500 deposit and only ONE tax return (2004). Wells Fargo was kind enough to work with my bad credit, $500 deposit, and “creative financing” by using my college degree IN LIEU OF my 2002 and 2003 tax returns. I have rewarded their trust with over two years of on time and even some early payments. I have never been late. What’s more is that I knew going in that this house needed some TLC. But, being the handy guy that I am, and knowing that the “average” house in the neighborhood was priced at around $135,000, I offered $105,000. (You make your money when you BUY!!!) To my surprise, the seller not only agreed to this, but replaced the roof AND the furnace AND gave me $3,000 cash back at closing (for remodeling the bathroom). For those of you who have actually read the Carleton Sheets program, I used ALL of these techniques at the same time. This was the first (and currently the only) house that I have owned. My father bought the Carleton Sheets program several years ago, but wasn’t impressed. The one thing that he did say was that the Carleton Sheets program did a “good job” of consolidating free information into a central location. So, I bought the “updated” version in April 2006. Why the time difference between February 2005 and April 2006? I was mobilized with the Navy and stationed in Kuwait from July 2005 through March 2006. Today, I am a civilian contractor in Iraq making some mad money. When I come home in September, I will FINALLY have the time (and the money) to do that remodel. Oh!!! By the way, the city has put in a new park across the street from my house (more/increased equity). I figure that by the time I get that remodel done, my house should be valued at about $150,000 and that I should have about $70,000 equity. Rather than selling the property and take the profit, I will be paying off the mortgage and renting it out. I can’t think of ANYTHING that gives me more of a big, warm, fuzzy than a paid off $150,000 house that is providing pure profit every month. The moral to my long winded story is this. You don’t need Carleton Sheets to make a boatload of money in real-estate. But, you do need the imagination and the drive to find a way to make your dreams come true. No one will do this for you. I had to sell a year of my life in Iraq to make this dream come true and I don’t regret a moment. If you don’t get your fill in life, it’s your own damn fault. The information is out there. Get off your ass and make it happen.

1/10/2007 - Cliff writes:
I bought this material twice. Once for $2.00 at a yard sale, (Cassettes) then I ordered the cd version from the infomercial. I chose NOT to get the expedited shipping and still got the package within a week. All the "gurus" tell you to learn as much as you can and they are right. Carelton Sheets has the most thorough package out there. I recently went to a Russ Whitney seminar and was dismayed that I was using Carelton's software in Whitney's class. Carletons stuff costs considerably less and he stays on the subject, instead of talking about himself all the time. The tool kit which comes with the package is excellent and easy to use. His competition wants you to pay A LOT extra for their software. Keep in mind that all the ideas may not work in the state where you are investing. Cliff

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